A three bedroom mid-terraced house in good condition in this central Beverley location, overlooking a lovely open grass square. The property will be of interest to investors and owner-occupiers alike. Though it works well as a three-bedroom with a ground-floor bathroom, some purchasers may wish to move the bathroom upstairs and possibly reduce the number of bedrooms. There may also be scope for extension to the rear (subject to necessary permissions).
With gas fired central heating and uPVC double glazing, the accommodation comprises: Entrance Hall, Living Room, modern fitted Kitchen, Bathroom, rear Entrance Hall, First Floor Landing, 2 Double Bedrooms and a reasonably sized Single Bedroom. There are gardens to the front of the property with a mature privet hedge to the perimeters. Some neighbouring properties have got permission for dropped kerbs to use the garden as off-street parking, though there is a communal parking bay opposite the house. There are good-sized, largely lawned rear gardens that may be a real attraction for potential buyers, either for use as a garden or for the potential to extend (subject to necessary permissions).
Location
The property occupies a very central and appealing location within Beverley, just off Champney Road. It is part of the development of local authority properties, many of which are now privately owned. As well as the central location its appeal lies in the fact that it overlooks the central open grassed area of the street so it has a very tranquil outlook. Beverley town centre offers an extensive range of shops, restaurants and other amenities in addition to the famous Westwood.
Accommodation (see floor plan)
Ground Floor - Entrance Hall, Living Room, Kitchen, Bathroom, Rear Entrance Hall
First Floor - First Floor Landing leading to Three Bedrooms
Outside - There are gardens to the front of the property that could be turned into off-street parking with the necessary permissions. There are good-sized, largely lawned gardens to the rear with a fence and hedging to the perimeters. Parking is available.
Heating and Insulation: The property has gas-fired central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band 'A' (verbal enquiry only).
Tenure: Freehold. With vacant possession upon completion
Viewing: Strictly by appointment with the agent's Beverley office. Telephone: 01482 866844.
AGENT’S NOTE
Our client has informed us that when she bought the property in 2023, she was informed that there had been Japanese Knotweed in the rear garden. We have been informed that it has been treated and removed, and a guarantee has been provided. She is arranging for it to be inspected and retreated and for a copy of the documentation relating to the original works to be made available to us.
Tenure : Freehold
Council Tax Band : A
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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