DESCRIPTION
A well presented three bedroom end of terrace property that will suit a range of purchasers, particularly first time buyers and investors.ÂWith gas central heating and uPVC double glazing the property comprises: Entrance hall, Living/Dining room, bathroom, kitchen with appliances such as am integrated dishwasher, fridge/freezer and automatic washing machine, gas hob with hood over and electric built in oven. To the first floor are three bedrooms and a bathroom. Outside to the front is a small garden, to the rear is a mainly gravelled garden with a paved seating area.Â
ACCOMMODATIONÂ
Entrance Hall
Living/Dining RoomÂ
Kitchen
BathroomÂ
Three Bedrooms
Shower RoomÂ
Front and Rear Gardens
LOCATION
The property is situated on the popular Holme Church Lane in Beverley on the outskirts of Beverley.Â
Heating and Insulation:Â Â The property has gas-fired central heating and uPVC double glazing.Â
Services:  All mains services are connected to the property. None of the services or installations have been tested.
Council Tax:  Council Tax is payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band \B\ (verbal enquiry only).
Tenure:  Freehold. Vacant possession upon completion.
Viewings:  Strictly by appointment with the agent\s Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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