Location
Great Kelk is situated between Foston on the Wolds and Lowthorpe to the East of the Market Town of Driffield. The village itself is linear and very peaceful with very few passing vehicles which is one of the reasons so many residents have lived there for many years. Driffield is just over 8 miles away and the East coast resort town of Bridlington is just over 10 miles away.
Accommodation
Ground Floor
Entrance Hall
With a uPVC front door, radiator enclosed by an attractive cover and staircase leading off.
Living Room
With ornamental fireplace including a freestanding electric log burner style fire, TV aerial point, uPVC bow window to the front fitted with verticle blinds, double radiator and door to the large understairs cupboard.
Kitchen
Recently refitted with a range of high gloss units including a one and a half bowl sink with mixer tap, base, wall and drawer units, concealed worktop lighting, electric single over and four ring ceramic hob with stainless steel extractor canopy over, tiled splashbacks, integrated fridge and freezer, automatic washing machine, breakfast bar and radiator.
Cloakroom
With low-level WC, wash hand basin and radiator.
Rear Porch
With uPVC rear entrance door and fitted worktop.
First Floor
Landing
With access to the roof space
Bedroom One
With single radiator and coving to the ceiling.
Bedroom Two
With single radiator and alcove wardrobe.
Bedroom Three
With single radiator and coving to the ceiling.
Bathroom
With a white suite including a panelled bath with mixer tap, shower spray attachment and screen over, pedestal wash hand basin, dual flush low-level WC, chrome heated towel rail, tiled splashbacks and extractor fan.
Outside
To the front of the house is a good-sized and colourful garden laid mainly to lawn with well-stocked borders. A gated private drive provides off-street parking for several cars and leads to the detached single garage (10'7" x 14'8") with up and over door, power and light connected. To the rear of the garage, an opening leads through to a useful shed ( 9'6" x 9'6" overall).
The rear garden is both generously sized and well maintained and is laid mainly to lawn with numerous borders planted with shrubs and flowers.
Services
Mains water and electricity are connected. Drainage is to a septic tank. Central heating is from an external oil fired boiler.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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