Located in a highly desirable village, 25 Howe Lane is a two bedroom semi-detached bungalow occupying a generously sized corner plot. The property offers excellent scope for any potential buyer to make it their own as it is in need of some general modernisation throughout and there could be a further potential of extension (subject to planning consents). Externally, the positioning provides a private, outdoor space to enjoy for keen gardeners. Offered to the market with no onward chain, early viewings are recommended!
The property briefly comprises:- entrance hall, kitchen, lounge, two bedroom, shower room, front and rear garden, garage and off street parking.
LOCATION
Nafferton is situated at the foot of the Yorkshire Wolds. The village benefits from a railway station (Hull to Scarborough line) and a regular bus service to Hull, Beverley, Driffield, Bridlington and Scarborough. The village has a good range of facilities including convenience store, fish and chip shop, brand new Spar and garage, beauty salon, public houses, a tea shop and Beacon status primary school together with a thriving sports club/community centre and Doctors surgery.
THE ACCOMMODATION COMPRISES:-
ENTRANCE HALL- 10'4 (3.17m) x 3'3 (1.01m)
Composite door to the side aspect, storage cupboard housing the gas boiler, fitted carpets, radiator, telephone point and power points. There is also access to the loft.
KITCHEN- 12'0 (3.68m) x 9'2 (2.81m)
Door to the side aspect and window to the rear, built in storage cupboard, tiled splash back, a range of wall and base units, sink with drainer unit, space for fridge/freezer, plumbing for washing machine, freestanding electric oven and hob, vinyl flooring, radiator and power points.
LOUNGE- 15'6 (4.74m) x 10'10 (3.31m)
A spacious living area with door and windows to the rear aspect, gas fireplace with surround and hearth, fitted carpets, radiator, TV point and power points.
BEDROOM ONE- 13'11 (4.25m) x 10'10 (3.31m)
Double bedroom with window to the front aspect, fitted carpets, radiator and power points.
BEDROOM TWO- 9'10 (3.02m) x 9'3 (2.84m)
Window to the front aspect, fitted carpets, radiator and power points.
SHOWER ROOM- 6'10 (2.09m) x 5'5 (1.66m)
Opaque window to the side aspect, partially tiled walls, three piece bathroom suite comprising:- low flush WC, sink with pedestal, fully tiled shower cubicle, fitted carpets and radiator.
GARDEN
East facing rear garden which is easily maintained and laid with patio, gravelled area with raised beds timber fencing and gated side access. There is also a large front garden which is mainly laid with lawn, planted shrubs and hedging.
GARAGE- 8'8 (2.65m) x 18'6 (5.66m)
Doors to the front aspect and door to the side aspect, power and lighting.
PARKING
Ample off street parking.
SERVICES
Understood to all be connected to mains. Mains gas, water and electric.
TENURE
The property is Freehold and offered with the benefit of vacant possession upon completion.
COUNCIL TAX BAND
Council Tax is payable to the East Riding of Yorkshire Council. The property is shown on the Council Tax Property Bandings List in Valuation Band 'B'.
EPC
This property's energy rating is D.
VIEWING
Strictly by appointment with the sole agents.
FREE VALUATION
If you are looking to sell your own property, we will be very happy to provide you with a free, no obligation market appraisal and valuation. We offer very competitive fees and an outstanding personal service that is rated 5 star by our fully verified clients.
ANTI-MONEY LAUNDERING (AML) REGULATIONS
In accordance with the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, we are required to carry out identity checks on all purchasers. A charge of £25 + VAT per person will be payable by the purchaser to cover the cost of these checks. This fee is non-refundable and is payable upon acceptance of an offer.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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